Terms of Service

Last updated: [DATE — fill in on launch]

1. Who we are

StatPhorge ("StatPhorge," "we," "us," or "our") operates statphorge.com (the "Service"), a sports analytics platform that provides statistical models, projected lines, and related commentary for NFL, NCAAF, NBA, NCAAB, and MLB games. By creating an account or using the Service, you agree to these Terms.

2. Not a sportsbook — informational purposes only

StatPhorge does not accept wagers, process bets, or act as a bookmaker in any capacity. We provide statistical analysis and projections for informational and entertainment purposes only. Nothing on this Service constitutes a guarantee of any outcome, and past model performance does not guarantee future results. You are solely responsible for any decisions you make, including any wagers placed with a licensed third-party sportsbook.

3. Eligibility

You must be at least 18 years old to create an account. If you intend to use information from this Service in connection with sports wagering, you are solely responsible for confirming you meet the minimum legal age and are located in a jurisdiction where such wagering is legal — these requirements vary by state/province and can be 18 or 21+ depending on where you are. StatPhorge does not verify your location or eligibility to wager and disclaims all responsibility for unlawful use of the Service.

4. Accounts, subscriptions, and billing

Paid tiers (Pro and Elite) are billed on a recurring basis via our payment processor, Stripe. Subscriptions renew automatically until cancelled. You can cancel at any time through your account dashboard; cancellation takes effect at the end of the current billing period. [FILL IN: refund policy — e.g., no partial refunds for the current billing period, or your actual policy.]

5. No guarantee of accuracy

Odds, lines, statistics, and model outputs are sourced from third-party providers and our own statistical models and may contain errors, delays, or omissions. StatPhorge makes no warranty, express or implied, regarding the accuracy, completeness, or timeliness of any data or projection provided through the Service.

6. Prohibited use

You may not resell, scrape, or redistribute StatPhorge's data or model outputs without written permission, attempt to circumvent tier restrictions, or use the Service in violation of any applicable law.

7. Limitation of liability

To the maximum extent permitted by law, StatPhorge and its owners/operators are not liable for any losses — financial or otherwise — arising from your use of the Service, including losses related to sports wagering decisions informed by content on this Service.

8. Changes to these terms

We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

9. Contact

Questions about these Terms? Contact us at [FILL IN: support email].

This page is a starting template, not legal advice. Have a licensed attorney in your jurisdiction review and finalize this before launch — sports-wagering-adjacent products carry real regulatory exposure that varies significantly by state.